A 420 credit score is a bad credit score, unfortunately, as it’s a lot closer to the lowest score possible (300) than the highest credit score (850). As a result, a 420 credit score will make it difficult to qualify for a loan or unsecured credit card.
Rebuilding Your 450 Credit Score
- Evaluate Your Credit Report - Pull your credit report and identify all negative, harmful items that's keeping your 450 score suppressed.
- Dispute Negative Items - Customize and send dispute letters to Bureaus to request getting those negative items off your report (for good).
Can I Get a $400 Loan with Bad Credit? You can get a payday loan even with poor credit. Lenders who offer short-term advances consider all requests. Poor credit is not usually an issue to them, as long as your income is enough to repay the $400 loan on time.
Overall, PaydayChampion is a good choice if you need money fast and want to go the online route. However, you must be a legal resident of the US, over 18, and be employed. Otherwise, you won't qualify for any loan with them. As with all loans, be sure to read all the terms and conditions.Dec 2, 2019