Unfortunately, a bad credit score could affect your ability to secure an overdraft as it may suggest to your bank that you are not a reliable borrower. But a poor credit status does not have to mean an overdraft is no longer an option.
To be eligible for emergency loans online through Fast Loan UK, you will need to meet the following eligibility requirements:
- Aged 18 and over.
- A Current UK Resident.
- Are Full or Part-Time Employed, or Self-Employed.
- Have a Regular Source of Income.
- Be able to provide Debit Card and Bank Account Details.
As a direct lender, Fund Ourselves carries out a number of standardised checks to ensure the eligibility of its customers. This will involve credit checking and affordability checks to confirm how much you can afford to borrow and repay without falling into financial difficulty.
The free app, Money on Demand, allows UK citizens to apply for loans of up to £1,100 and receive an instant loan decision. Western Circle Limited, trading as payday lender Cashfloat.co.uk, have made small loans more accessible and secure through their new app, Money on Demand.Aug 31, 2018
Fund Ourselves offers short term loans from £100 to £1500 and you can choose to repay over 4 to 6 months. Putting our customers first is at the heart of what we do. Not only are our rates lower than traditional payday loans, we offer no upfront fees, no late fees and a 12-month loan extension if need be.