Some banks and credit unions might let you sign up for “overdraft protection.” That means you can use your debit card even when you do not have enough money to pay for the things you are buying. But you might have to pay a fee to the bank.
What are better alternatives to cash advances?
8 Alternatives to a Credit Card Advance
- Loan From Friends or Family. Consider asking folks close to you for a free or low-interest short-term loan.
- 401(k) Loan.
- Roth IRA.
- Bank Personal Loan.
- Collateral Loan.
- Salary Advance.
- Peer-to-Peer Loan.
- Payday or Title Loan.