Most lenders are exempt from Missouri’s usury law. Missouri is under federal preemption on first mortgage loans per Public Law 96-221, so if a lender qualifies, there is no limit on rate or points.
Online loans are a convenient and fast option for borrowing money. Online lenders typically allow borrowers to pre-qualify to see personalized rates on personal loans before applying. Compare these online lenders and learn the pros and cons of online personal loans. Then, find out what to look for in a lender.Aug 9, 2021