Do you check my credit? Spotloan does, however, report back to credit reporting agencies on your loan payment performance. Not paying your loan back according to the agreed-upon payment plan can negatively impact your credit score.
Mortgage lenders verify employment by contacting employers directly and requesting income information and related documentation. Most lenders only require verbal confirmation, but some will seek email or fax verification. Lenders can verify self-employment income by obtaining tax return transcripts from the IRS.