We are a direct lender who manually underwrite every single application. This personal touch means your loan request is considered and assessed to ensure you have a loan that is not beyond your means. We also offer a quick, easy-to-understand application process.
The short answer is no, you don't need a credit score. Payday lenders often do not check your traditional credit score. If you've stumbled along the way financially or you haven't yet built a credit history, you could still qualify for a payday loan.
Here are our top ten recommended Payday loans and short-term loans to choose from:
- THL Direct. THL Direct offers quick, short-term loans from £125 to £500 with 0.8% daily interest on the amount you borrow.
- Lending Stream.
- Creditstar UK.
- Mr Lender.
If you have a bad credit score you may still be able to take out a payday loan. All forms of high-cost short term lending are designed to help meet the needs of people with lower credit scores. However, each loan application is looked at on its own merits and there are no guarantees you will be approved.